Winchester Bancorp(Wsbk) Financials: Return On Assets Compared To Industry Average, Plus Other Key Ratios

Profitability Trend (Last 5 Years)

Profitability - return on assets

This chart shows the historical trend of return on assets for WSBK compared to its industry average over the recent years.

Ratio Definition and Interpretation

Name: Return on Assets (ROA)

Definition: ROA shows how efficiently the company turns everything it owns — its entire asset base — into net profit after all costs and taxes. A higher ROA means the business squeezes more profit from its assets. Lower ROA might reflect poor asset utilization or heavy reliance on expensive financing.

Interpretation:
• In '2023', WSBK's return on assets was 0.5%, representing returns generated from total assets. Industry average for nan in '2023' stood at -43.7%.
• In '2024', WSBK's return on assets was 0.1%, representing returns generated from total assets. The decline from '2023' may indicate some operational or financial challenges. Industry average for nan in '2024' stood at -15.5%. Industry average increased by 28.1% compared to previous year.
Overall, WSBK's return on assets has been volatile but generally stable over the past 2 years.

Formula: ROA = Net Income / Total Assets

Good Range: Commonly 5%-15%.