Name: Equity Multiplier

Definition: The equity multiplier shows how much total assets the company controls for every dollar invested by shareholders. It reflects how much debt is being used to stretch owners’ equity. A higher multiplier means greater use of debt to amplify returns — but also amplifies risk if things go wrong. Lower multipliers suggest a safer, more self-funded business.

Interpretation:
• In '2021', LIEN's equity multiplier was -2.76, representing the level of financial leverage utilized. Industry average for Finance: Consumer Services in '2021' stood at 2.63.
• In '2021', LIEN's equity multiplier was -2.76, representing the level of financial leverage utilized. The figure remained stable compared to '2021'. Industry average for Finance: Consumer Services in '2021' stood at 2.63. Industry average remained unchanged from prior year.
• In '2022', LIEN's equity multiplier was 1.01, representing the level of financial leverage utilized. The increase compared to '2021' may signal growing financial pressure. Industry average for Finance: Consumer Services in '2022' stood at 2.32. Industry average declined by 0.31 from previous year.
• In '2023', LIEN's equity multiplier was 1.04, representing the level of financial leverage utilized. The increase compared to '2022' may signal growing financial pressure. Industry average for Finance: Consumer Services in '2023' stood at 2.40. Industry average increased by 0.08 compared to previous year.
• In '2024', LIEN's equity multiplier was 1.03, representing the level of financial leverage utilized. The decrease since '2023' reflects improving financial health. Industry average for Finance: Consumer Services in '2024' stood at 2.36. Industry average declined by 0.04 from previous year.
Overall, LIEN's equity multiplier has been volatile but showed an upward trend over the past 5 years.

Formula: Equity Multiplier = Total Assets / Shareholders' Equity

Good Range: Usually ranges from 1.5 to 3 depending on industry.