Name: Operating Profit Margin

Definition: Operating profit margin focuses on profits from the company’s core business — before interest payments and taxes. It reflects how well the business manages operating costs relative to sales. Strong operating margins show efficient day-to-day operations. Shrinking margins may reveal rising overhead, pricing weakness, or declining efficiency.

Interpretation:
• In '2020', JFU's operating profit margin was -102.1%, highlighting profit earned from core business operations. Industry average for Finance: Consumer Services in '2020' stood at -43.5%.
• In '2021', JFU's operating profit margin was -7.3%, highlighting profit earned from core business operations. The increase since '2020' reflects strengthening financial performance. Industry average for Finance: Consumer Services in '2021' stood at -11.2%. Industry average increased by 32.4% compared to previous year.
• In '2022', JFU's operating profit margin was -26.8%, highlighting profit earned from core business operations. The decline from '2021' may indicate some operational or financial challenges. Industry average for Finance: Consumer Services in '2022' stood at -39.5%. Industry average declined by 28.4% from previous year.
• In '2023', JFU's operating profit margin was -46.9%, highlighting profit earned from core business operations. The decline from '2022' may indicate some operational or financial challenges. Industry average for Finance: Consumer Services in '2023' stood at -34.4%. Industry average increased by 5.1% compared to previous year.
Overall, JFU's operating profit margin has been volatile but showed an upward trend over the past 4 years.

Formula: Operating Profit Margin = Operating Income / Revenue

Good Range: Often 10%-30% depending on business model.