Name: Return on Equity (ROE)

Definition: ROE shows how much profit the company earns for its shareholders based on their invested equity. It’s one of the most watched profitability ratios. A consistently high ROE signals strong management and efficient use of shareholder capital. But artificially high ROE may sometimes be boosted by excessive debt.

Interpretation:
• In '2022', GAIN's return on equity was 22.9%, measuring profitability for shareholders. Industry average for Finance: Consumer Services in '2022' stood at -21.7%.
• In '2023', GAIN's return on equity was 8.0%, measuring profitability for shareholders. The decline from '2022' may indicate some operational or financial challenges. Industry average for Finance: Consumer Services in '2023' stood at -4.3%. Industry average increased by 17.4% compared to previous year.
• In '2024', GAIN's return on equity was 18.3%, measuring profitability for shareholders. The increase since '2023' reflects strengthening financial performance. Industry average for Finance: Consumer Services in '2024' stood at -15.9%. Industry average declined by 11.6% from previous year.
• In '2025', GAIN's return on equity was 13.2%, measuring profitability for shareholders. The decline from '2024' may indicate some operational or financial challenges. Industry average for Finance: Consumer Services in '2025' stood at 14.5%. Industry average increased by 30.4% compared to previous year.
Overall, GAIN's return on equity has been volatile but showed a downward trend over the past 4 years.

Formula: ROE = Net Income / Shareholders' Equity

Good Range: 10%-20% desirable for many industries.