Name: Net Profit Margin

Definition: Net profit margin shows how much profit remains after paying all costs — including operating expenses, interest, and taxes — for every dollar of sales. A higher margin means the business is efficient and keeps more of its sales as bottom-line profit. Falling margins may signal rising costs or pricing pressure.

Interpretation:
• In '2020', FOA's net profit margin was 29.8%, measuring the overall profitability of the company. Industry average for Finance: Consumer Services in '2020' stood at -35.8%.
• In '2022', FOA's net profit margin was 588.9%, measuring the overall profitability of the company. The increase since '2020' reflects strengthening financial performance. Industry average for Finance: Consumer Services in '2022' stood at -37.3%. Industry average declined by 1.5% from previous year.
• In '2023', FOA's net profit margin was -45.2%, measuring the overall profitability of the company. The decline from '2022' may indicate some operational or financial challenges. Industry average for Finance: Consumer Services in '2023' stood at -1.8%. Industry average increased by 35.5% compared to previous year.
• In '2024', FOA's net profit margin was 5.7%, measuring the overall profitability of the company. The increase since '2023' reflects strengthening financial performance. Industry average for Finance: Consumer Services in '2024' stood at -26.0%. Industry average declined by 24.2% from previous year.
Overall, FOA's net profit margin has been volatile but showed a downward trend over the past 4 years.

Formula: Net Profit Margin = Net Income / Revenue

Good Range: Ranges 5%-20% for many industries.