Name: Net Profit Margin

Definition: Net profit margin shows how much profit remains after paying all costs — including operating expenses, interest, and taxes — for every dollar of sales. A higher margin means the business is efficient and keeps more of its sales as bottom-line profit. Falling margins may signal rising costs or pricing pressure.

Interpretation:
• In '2022', CBNA's net profit margin was 28.3%, measuring the overall profitability of the company. Industry average for Major Banks in '2022' stood at 30.3%.
• In '2023', CBNA's net profit margin was 29.2%, measuring the overall profitability of the company. The increase since '2022' reflects strengthening financial performance. Industry average for Major Banks in '2023' stood at 24.0%. Industry average declined by 6.3% from previous year.
• In '2024', CBNA's net profit margin was 39.3%, measuring the overall profitability of the company. The increase since '2023' reflects strengthening financial performance. Industry average for Major Banks in '2024' stood at 21.3%. Industry average declined by 2.7% from previous year.
Overall, CBNA's net profit margin has been volatile but showed an upward trend over the past 3 years.

Formula: Net Profit Margin = Net Income / Revenue

Good Range: Ranges 5%-20% for many industries.