American Integrity Insurance(Aii) Financials: Return On Equity Compared To Industry Average, Plus Other Key Ratios

Profitability Trend (Last 5 Years)

Profitability - return on equity

This chart shows the historical trend of return on equity for AII compared to its industry average over the recent years.

Ratio Definition and Interpretation

Name: Return on Equity (ROE)

Definition: ROE shows how much profit the company earns for its shareholders based on their invested equity. It’s one of the most watched profitability ratios. A consistently high ROE signals strong management and efficient use of shareholder capital. But artificially high ROE may sometimes be boosted by excessive debt.

Interpretation:
• In '2023', AII's return on equity was 28.2%, measuring profitability for shareholders. Industry average for Property-Casualty Insurers in '2023' stood at 5.6%.
• In '2024', AII's return on equity was 26.8%, measuring profitability for shareholders. The decline from '2023' may indicate some operational or financial challenges. Industry average for Property-Casualty Insurers in '2024' stood at 13.4%. Industry average increased by 7.8% compared to previous year.
Overall, AII's return on equity has remained generally stable over the past 2 years.

Formula: ROE = Net Income / Shareholders' Equity

Good Range: 10%-20% desirable for many industries.