Name: Net Profit Margin

Definition: Net profit margin shows how much profit remains after paying all costs — including operating expenses, interest, and taxes — for every dollar of sales. A higher margin means the business is efficient and keeps more of its sales as bottom-line profit. Falling margins may signal rising costs or pricing pressure.

Interpretation:
• In '2021', NRIM's net profit margin was 28.2%, measuring the overall profitability of the company. Industry average for Savings Institutions in '2021' stood at 24.5%.
• In '2022', NRIM's net profit margin was 23.8%, measuring the overall profitability of the company. The decline from '2021' may indicate some operational or financial challenges. Industry average for Savings Institutions in '2022' stood at 22.2%. Industry average declined by 2.2% from previous year.
• In '2023', NRIM's net profit margin was 19.6%, measuring the overall profitability of the company. The decline from '2022' may indicate some operational or financial challenges. Industry average for Savings Institutions in '2023' stood at 26.1%. Industry average increased by 3.8% compared to previous year.
• In '2024', NRIM's net profit margin was 23.8%, measuring the overall profitability of the company. The increase since '2023' reflects strengthening financial performance. Industry average for Savings Institutions in '2024' stood at 11.8%. Industry average declined by 14.2% from previous year.
Overall, NRIM's net profit margin has been volatile but showed a downward trend over the past 4 years.

Formula: Net Profit Margin = Net Income / Revenue

Good Range: Ranges 5%-20% for many industries.