Name: Net Profit Margin

Definition: Net profit margin shows how much profit remains after paying all costs — including operating expenses, interest, and taxes — for every dollar of sales. A higher margin means the business is efficient and keeps more of its sales as bottom-line profit. Falling margins may signal rising costs or pricing pressure.

Interpretation:
• In '2021', NCZ's net profit margin was 99.4%, measuring the overall profitability of the company. Industry average for Finance Companies in '2021' stood at 92.9%.
• In '2023', NCZ's net profit margin was 101.5%, measuring the overall profitability of the company. The increase since '2021' reflects strengthening financial performance. Industry average for Finance Companies in '2023' stood at 90.8%. Industry average declined by 2.1% from previous year.
• In '2024', NCZ's net profit margin was 95.2%, measuring the overall profitability of the company. The decline from '2023' may indicate some operational or financial challenges. Industry average for Finance Companies in '2024' stood at 103.9%. Industry average increased by 13.1% compared to previous year.
• In '2025', NCZ's net profit margin was 99.1%, measuring the overall profitability of the company. The increase since '2024' reflects strengthening financial performance. Industry average for Finance Companies in '2025' stood at 97.1%. Industry average declined by 6.8% from previous year.
Overall, NCZ's net profit margin has remained generally stable over the past 4 years.

Formula: Net Profit Margin = Net Income / Revenue

Good Range: Ranges 5%-20% for many industries.