Name: Net Profit Margin

Definition: Net profit margin shows how much profit remains after paying all costs — including operating expenses, interest, and taxes — for every dollar of sales. A higher margin means the business is efficient and keeps more of its sales as bottom-line profit. Falling margins may signal rising costs or pricing pressure.

Interpretation:
• In '2020', FPAY's net profit margin was -0.3%, measuring the overall profitability of the company. Industry average for Diversified Commercial Services in '2020' stood at -0.3%.
• In '2021', FPAY's net profit margin was 2.6%, measuring the overall profitability of the company. The increase since '2020' reflects strengthening financial performance. Industry average for Diversified Commercial Services in '2021' stood at 14.2%. Industry average increased by 14.5% compared to previous year.
• In '2022', FPAY's net profit margin was 12.1%, measuring the overall profitability of the company. The increase since '2021' reflects strengthening financial performance. Industry average for Diversified Commercial Services in '2022' stood at 2.8%. Industry average declined by 11.4% from previous year.
• In '2023', FPAY's net profit margin was -3.6%, measuring the overall profitability of the company. The decline from '2022' may indicate some operational or financial challenges. Industry average for Diversified Commercial Services in '2023' stood at -0.5%. Industry average declined by 3.4% from previous year.
Overall, FPAY's net profit margin has been volatile but showed a downward trend over the past 4 years.

Formula: Net Profit Margin = Net Income / Revenue

Good Range: Ranges 5%-20% for many industries.