Name: Return on Equity (ROE)

Definition: ROE shows how much profit the company earns for its shareholders based on their invested equity. It’s one of the most watched profitability ratios. A consistently high ROE signals strong management and efficient use of shareholder capital. But artificially high ROE may sometimes be boosted by excessive debt.

Interpretation:
• In '2022', DMB's return on equity was 0.7%, measuring profitability for shareholders. Industry average for Trusts Except Educational Religious and Charitable in '2022' stood at -13.5%.
• In '2023', DMB's return on equity was -12.4%, measuring profitability for shareholders. The decline from '2022' may indicate some operational or financial challenges. Industry average for Trusts Except Educational Religious and Charitable in '2023' stood at 8.3%. Industry average increased by 21.8% compared to previous year.
• In '2024', DMB's return on equity was 6.8%, measuring profitability for shareholders. The increase since '2023' reflects strengthening financial performance. Industry average for Trusts Except Educational Religious and Charitable in '2024' stood at 11.5%. Industry average increased by 3.2% compared to previous year.
• In '2025', DMB's return on equity was 3.4%, measuring profitability for shareholders. The decline from '2024' may indicate some operational or financial challenges. Industry average for Trusts Except Educational Religious and Charitable in '2025' stood at 5.9%. Industry average declined by 5.6% from previous year.
Overall, DMB's return on equity has been volatile but showed an upward trend over the past 4 years.

Formula: ROE = Net Income / Shareholders' Equity

Good Range: 10%-20% desirable for many industries.