Name: Return on Equity (ROE)

Definition: ROE shows how much profit the company earns for its shareholders based on their invested equity. It’s one of the most watched profitability ratios. A consistently high ROE signals strong management and efficient use of shareholder capital. But artificially high ROE may sometimes be boosted by excessive debt.

Interpretation:
• In '2022', CTRN's return on equity was 53.6%, measuring profitability for shareholders. Industry average for Clothing/Shoe/Accessory Stores in '2022' stood at 36.5%.
• In '2023', CTRN's return on equity was 41.7%, measuring profitability for shareholders. The decline from '2022' may indicate some operational or financial challenges. Industry average for Clothing/Shoe/Accessory Stores in '2023' stood at 16.8%. Industry average declined by 19.7% from previous year.
• In '2024', CTRN's return on equity was -7.4%, measuring profitability for shareholders. The decline from '2023' may indicate some operational or financial challenges. Industry average for Clothing/Shoe/Accessory Stores in '2024' stood at -4.0%. Industry average declined by 20.8% from previous year.
• In '2025', CTRN's return on equity was -31.9%, measuring profitability for shareholders. The decline from '2024' may indicate some operational or financial challenges. Industry average for Clothing/Shoe/Accessory Stores in '2025' stood at 11.8%. Industry average increased by 15.8% compared to previous year.
Overall, CTRN's return on equity has been volatile but showed a downward trend over the past 4 years.

Formula: ROE = Net Income / Shareholders' Equity

Good Range: 10%-20% desirable for many industries.